With the ever changing landscape of health insurance, and the implementation of the Patient Protection & Affordable Care Act, purchasing an individual health plan can be confusing and time-consuming. We understand the different pricing and underwriting requirements of all the major carriers and will help you find a plan that meets your needs and budget. Best of all, you'll receive all this service for the same price as if you went direct to the carrier or through an online broker!
Whether you are self-employed, your employer doesn't provide coverage, or your employer's plan has simply become too expensive, we offer a wide range of benefits from all the major carriers.
We know how difficult it can be to enroll at www.healthcare.gov as well! Without someone to guide you through the process it can be downright impossible! At Spectrum Group Insurance, Inc., we will walk you through every step of the way. If you have already enrolled at www.healthcare.gov, you can still assign us to assist you with your coverage at no extra cost to you!
Click here and see if you are eligible for subsidies or a special enrollment.
Whether you are between jobs, a new employee in a waiting period, or a dependent coming off of your parent's plan, don't put yourself at serious financial risk by going without coverage. You can get coverage for 30 days or up to twelve months for just dollars a day, giving you the peace of mind you'll have coverage when you need it most.
Until recently it was nearly impossible to find a quality dental or vision plan as an individual. Now most carriers offer a number of options, including HMO, PPO, and any provider you wish. Let the professionals at Spectrum Insurance Group, Inc. help you select the plan that works best for you.
You want to be sure your loved ones are able to live comfortably if the unexpected should happen to you. Spectrum Insurance Group, Inc. will consult with you to determine the proper amount of coverage and then review the various types of life coverage available to you.